About ME
I may be a health insurance advisor, but the role of being a mom is what truly defines me.
I'm a Type 1 Diabetic, and a proud mom of a 3-year-old Type 1 Diabetic.
Diagnosed just 2 days apart in 2024, I know how crucial it is to find a health coverage plan that meets your needs.
Health Insurance is about more than just co-pays, prescriptions, Doctors and Price;
Your coverage is about your peace in knowing that you're protected.
I'm not in this industry to sell, I'm here to serve!
Falesha Sapko
perks of private coverage
Healthy?
Self-Employed?
Healthy?
Medically underwritten insurance plans offer great benefits at a more affordable rate.
Travel?
Self-Employed?
Healthy?
Having Nation-wide coverage allows access to Doctors and Hospitals all over the country.
Self-Employed?
Self-Employed?
Self-Employed?
No employer coverage?
No problem!
Get coverage for on-and-off the job
perks of Public Insurance
Pre-Existing Conditions?
Pre-Existing Conditions?
Pre-Existing Conditions?
These plans are 'guaranteed insurable'
which means that they'll accept you even with pre-diagnosed health conditions.
Expensive Medications?
Pre-Existing Conditions?
Pre-Existing Conditions?
If you're getting expensive treatments/medications, you're more likely to satisfy a high deductible on a low premium plan.
Qualify for a Subsidy?
Pre-Existing Conditions?
Qualify for a Subsidy?
Depending on your income,
you may qualify for a better rate with assistance from the government.
NEED EXTRA ASSISTANCE?
MEDICAID
MEDICAID
MEDICAID
If your income threshold isn't quite enough to receive a tax credit on the Public Market, you may be eligible for Medicaid!
MEDICARE
MEDICAID
MEDICAID
If you need disability assistance, you may be eligible for Medicare!
Otherwise, you'll bridge over to Medicare at the age of 65.